The quickest way to improve your credit…
How do you know if you have good credit. A great score is above 750, but you can reach the first step to good credit just by getting to 580! Did you know you can qualify for mortgage financing with a 580 credit score? Yep.
- Pay down your credit card debt to less than 30% of the credit limit.
- Make sure you have Installment Loans (aka car loans, personal lines of credit) and Revolving Debt (aka credit cards).
- Resolve your unpaid collections.